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Showing posts with label money. Show all posts
Showing posts with label money. Show all posts

Sep 28, 2013

Teen Money Guide - Issue 1

This will be a recurring series of posts regarding everything I was told or wish someone had told me when I was a teen about money. Of course, teens don't read unless it's about vampires, werewolves, alien love affairs or some other fantasy nowadays so eventually these will have to morph into videos.

But anyways...

Save more than 10%

When I was young I heard the whole save ten percent thing. Something about being in the Bible belt; give 10% to God put 10% in your savings account. But as a teen who actually has a job in this still slow economy (ignore the hype about being in a recovery), I advise if you don't have to take of yourself with that money because of parents that can't cover all of your ESSENTIALS due to the current job market, put more than 10% in your savings account. That way by the time you're legal you'll already have that rainy day account a lot of Gen Y and some of you Millenials won't have but will desperately need.

Jun 12, 2013

Financial Wellness - Work on Your Retirement Fund

Retirement is a topic that most 16-19 year olds don't think about. But if they follow through with monetizing the content that they are already putting out as discussed in this article, they can get an early start on securing their financial future. This strategy is useful for other age groups also. Read more about it in Brandon Tucker's blog, Work on Your Retirement Fund.

Jan 30, 2012

Sorry for the Temporary Absence of...

A lot of the posts lately have been just the Daily Deals, but don't think that I'm not busy creating new valuable content similar to the 2010 video embedded in the Brazilian Keratin Treatment post. Here are a few of the things you can look forward to in the near future:

  • There will be a series of posts chronicling my process and the results of a hair treatment I'm formulating.
  • A how-to series for the ladies on creating your own 15 minute face, from cleansing to out the door.
  • Budget and savings advice.
  • A new fragrance of the month.
  • Possibly an interview or two...
As always, if there's something in particular you want to know about about in the realm of wellness, email me at EClassVentures@gmail.com and you may just see it featured.

Dec 21, 2011

Staying Healthy Over the Holidays

Staying Healthy Over the Holidays


Staying Healthy Over the Holidays

By Julie Donley


The holiday season means more parties, more shopping, more eating, more stress, and, of course, more colds and flu! So how can you stay healthy during this busy time?
There are several things that you can do to practice self-care. The holidays are not an invitation to lose focus on what is most important in your life. Here is a short list to keep you focused on maintaining your health - and still have fun!
1) WASH YOUR HANDS!This is the one, best thing you can do regularly to avoid getting sick. Use a disinfectant gel. This is the simplest and easiest way to keep germs away.
2) Get a flu shot.Stop into any pharmacy today and get yours. No excuses. If you are around people, you are susceptible. If you have kids, that doubles your chances of getting sick. Prevention is the best medicine.
3) Take your vitamins.If you take vitamin C and E and a multi, that is great. If you eat healthy fruits and vegetables, you may choose not to take vitamins, however, in the winter months, adding extra C to your diet can be helpful.
4) Don't overeat. Gaining weight over the holidays does not have to be the norm. It is not healthy for your body to yo-yo in weight. It adds extra effort to your heart and other vital organs. Overeating feels bad. Your clothes tighten and that causes stress. You worry about the gain and how you'll get it off then in January you are stressed about losing it. It's a horrible thing to do to your body. Eat modestly. Eat slowly. Be conscious. Don't just pick; use a plate and choose your food wisely. Enjoy yourself, just be sensible about it.
5) Drink plenty of fluids.Water is best. It keeps your body well hydrated to flush germs out of your system. Dehydration creates a fertile environment for sickness. And watch your level of alcohol intake. Sweet drinks can add hundreds of calories to your daily intake and cause your weight to fluctuate wildly. Alcohol also dulls your senses. Again, be sensible. And of course, don't drink and drive!
6) Get proper rest. Sleep is underrated but it is SO important for good health, creativity and clear thinking. When you're tired, you are not as alert and more easily agitated. To keep stress at bay, make sure you are sleeping enough. Most people require 8 hours but some need more and some can go with a little less. This may mean saying 'no' so some of your invitations but you are the priority. If you're exhausted, it's easier to catch a cold. Your body will have rest, even if it has to force you to get some!
7) Work with a budget.I mean, really, when I listen to the stories of what people spend and how they go out of their way to get every person that comes in contact with them, their kids or some member of their family some gift or tip, it makes my head swim! No one expects anything! If they receive something, they are thankful, but there is no reason to go into debt in order to 'look good'. Most of the time, the gifts are not needed anyway. Ask a teacher how many trinkets and broaches they have received over the years and I guarantee they will roll their eyes and laugh. Give from your heart as opposed to your checkbook and do what FEELS GOOD FOR YOU. Let the rest go. By being prudent with your heard-earned money, you respect yourself and experience less stress in the New Year when you look over your bills and find that you are not in loads of debt from overspending. You might even find that you have extra money to take that cruise you have always wanted.
8) Think 'JOY' this holiday season.In other words, if it's a chore, if you are miserable doing something, then consider not doing it. Often, you put such pressure on yourself to be everything to everyone and to do everything perfectly. You are so concerned about being judged harshly when, in fact, it is you who judge yourself harshly. No one else cares nearly as much as you worry they do. If you are enjoying yourself, then go for it. But if it brings you unhappiness, makes you feel uncomfortable or stressed, then just don't do it. Focus on pleasing you and bringing yourself joy; that will be what pleases others.
9) Find ways to de-stress. There are many ways you add stress to your life during the holidays. Therefore, it's essential to add little things that will help you to relax. Schedule some down time into your week. Get a manicure. Purchase food rather than cook it all yourself. Give yourself permission to not do everything. You can also say 'no' or delegate certain tasks to others. Remember, much of your stress comes from YOU! No one else expects so much of you. You are your own worst enemy! NOW is the time to be good to you. After all, the holidays are to be enjoyed. Create a wonderful holiday memory as opposed to a stressed-out one.
10) Exercise in spite of the time crunch.If you think you have no time to work out, you are making it too hard. 15 minutes is all you need every day to get your body moving. Dance while listening to music or run in place. If you have a machine that you use as a clothes hanger, move the clothes and hop on while chatting with your spouse or watching TV. 'Time' is a lame excuse given the health benefits. A little time today will save you time later when your body starts to break down and give you pain because you do not have the muscle tone or strength needed to do your activities of daily living. Exercise offers you clarity of thought, increases your energy and boosts your metabolism. It strengthens your heart and helps aid digestion. It also helps you to unwind and de-stress. Exercise is not a nice-to-do; it really is a need-to-do all year round.
Have a healthy and joyful holiday season!
Julie Donley, RN BSN MBA is a psychiatric nurse, success expert and author of several empowering and motivating books including Does Change have to be so H.A.R.D.? and The Journey Called YOU: A Roadmap to Self-Discovery and Acceptance. Her masterful coaching style and expertise inspires you to be your personal best and feel good about yourself as you navigate through life's challenges. Contact Julie@JulieDonley.com for a personal consultation. For self-help resources, to purchase her books and to subscribe for inspirational articles, visit http://www.JulieDonley.com and be your best today!

Article Source: http://EzineArticles.com/?expert=Julie_Donley


http://EzineArticles.com/?Staying-Healthy-Over-the-Holidays&id=6760473

Dec 16, 2011

Are Cosmetics Recession-Proof? Famous Female Entrepreneurs Who Have Built Branded Empires - ABC News

Are Cosmetics Recession-Proof? Famous Female Entrepreneurs Who Have Built Branded Empires - ABC News


If you fit the profile described in the article (someone looking for a backup plan) email us either at eclassventures@gmail.com or msmarie803@marykay.com. Listen to how Mary Kay has been a reliable source of extra income for the past 7 years and learn how you can make it yours also.

Jan 31, 2011

Prep for Tax Time All Year Long

By [http://ezinearticles.com/?expert=Lisa_A_Mason]Lisa A Mason



Don't wait until the last minute to try to get all of your tax information in order, prep for tax time all year long with some basic organizational strategies. This can be one of the smartest and most important things you ever do. Tax time does not have to be stressful and when you plan ahead throughout the entire year instead of waiting till the last minute, it can make all the difference. One way that you can do this is by creating folders that allow you to store and organized important tax documents all year long. You can easily make folders for all of your important tax information throughout the year. For example you may have one folder for medical expenses, one for home maintenance, mileage, and additional income. Receipts and documentation for all of these expenditures and incomes should be placed in the folders as they arrive. By keeping up with your basic paperwork throughout the year you can easily be ready for tax time without any hassle or searching for documents.



Tax time doesn't have to be stressful and is only made so my being disorganized throughout the year. If you are a homeowner then you are aware that any expenses and income related to your home will be applied at tax time, therefore you don't just scatter home repair receipts all over the place. You keep them together and are ready when the time comes. Small business owners and self employed individuals have to track their income throughout the year and often pay quarterly taxes and income tax. Good record keeping is a must to avoid paying in too much or too little. This will be a very smart move and once you get a routine down, it will be easy to maintain it year after year.



If you usually have to pay in something at tax time set up a savings account to add to through the year to keep from having to come up with a large amount all at once at tax time. Being prepared for tax time is not difficult or even "taxing" it's just a matter of being organized, having a place for everything and everything in its place. By making simple changes to your organization and filing throughout the year you can not only be prepared for tax time, but may also come to dread it a little less.



It's just that easy!



About the Author:



Lisa Mason is a [http://www.freelancewriter4hire.com/]freelance writer with a specialty in Internet content and SEO articles and the author of How to Earn a Living Writing for the Internet. She has written thousands of articles, hundreds of ebooks and thousands of website pages and related content in more than 10 years as a professional writer.



See her website for a free [http://freelancewriter4hire.com/atd.html]article writing template guide as well as more information about writing and the writing services she offers.



Article Source: [http://EzineArticles.com/?Prep-for-Tax-Time-All-Year-Long&id=5817568] Prep for Tax Time All Year Long

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